This comprehensive analysis addresses critical fire safety concerns in photovoltaic installations that have been overlooked in the IEA-PVPS 2025 document. Rather than focusing on symptoms, we identify root causes of PV-related fires and propose actionable solutions based on engineering principles. This document examines installation practices, arc formation mechanisms, panel classifications, cable management, structural requirements, and how bifacial designs can inherently improve safety while enhancing performance. Our recommendations culminate in proposed new fire safety norms that could eliminate 80-90% of rooftop PV fires while simultaneously improving system performance and reducing energy storage requirements.